What Do I Need To Know About Hail Damage To My Roof?

Myths and facts regarding hail damage to roofs.

Myths, Facts and Roofing Hail Claims

Myth: I looked at my roof and didn’t see any problems, or my roofer inspected and there were no problems

Fact: Roofing systems must be physically inspected by someone who has training and experience to determine if there is actual hail damage. Insurance companies send their adjusters to special training so they can properly identify hail damage to property. Unfortunately, there is not much ongoing training for the roofing or home inspection industries.

Myth: I’m not missing any shingles, so I must not have damage.

Fact: Missing shingles are related to wind damage claims and can happen during a hail storm if the winds are high enough. However, hail damage is insidious in nature and may not physically cause leakage for years after a hail storm.

Myth: I only have one year to file my insurance claim.

Fact: Many insurance companies do have a one-year time limit and some even less; however, due to the nature of hail damage, they may pay claims past the deadline. This usually happens if a hail storm is geographically widespread.

Myth: My roof is new, so it’s covered by the manufacturer’s warranty, home builder, or contractor.

Fact: Manufacturers specifically name hail as an exclusion to their product warranty, as do home builders and roofing contractors. Newer roofs can actually be more susceptible to hail damage than older roofs due to the time it takes a new roof to cure from exposure to the elements. roofing information | South Carolina
Myth: I was told my roof has minimal or very little damage, and therefore I don’t need to file a claim.
Fact: If your roof has any damage whatsoever, you have a valid insurance claim and should file with your insurance company. Damage might not cause your roof to leak for years. This is why it’s important to have a qualified person inspect your roof. roofing information | South Carolina
Myth: I need to get a bid.
Fact: If your insurance company denies coverage, what is the point in filing a claim? We use the same software as the insurance company and agree to do the work for what they pay if you allow us to go to work for you and get the job approved. All you are responsible for is your deductible and any upgrades. roofing information | South Carolina
Myth: If I don’t file my claim, my insurance company won’t raise my rates.
Fact: After a disaster, insurance companies may raise everyone’s rates. By not filing your claim, your personal rate increase is paying for everyone else’s damage…except yours.

If you believe you have hail damage to your roof in Columbia, Irmo, Chapin, Lexington, Cayce, West Columbia, Blythewood, and Sumter South Carolina. give us a call for a FREE inspection.


Example Hail Storm


5 Star Roof Repair Review:

"I called Mayhem after we were having some issues with a leaking roof. We were suspicious that it was the venting and we called Mayhem to come have a look. They were able to schedule a time within 24 hours to come out, were professional and timely, and were able to confirm our suspicions about what the problem was pretty quickly. They charged a fair price and completed the job on the spot within 30 minutes and we have had no problems with leaking since then."
K Giblin, Columbia, SC

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